Transfers are usually pretty quick these days. Sometimes I transfer money from Schwab to Fidelity at night, and it’s already available the next morning.

In the USA, a lot of the larger banks and brokerages (and maybe credit unions?) internally use systems like FedNow or RTP, which allow for instant transfers to other banks. It can take a little while if they do extra security checks though.

Some people aren’t good with money management and may forget to transfer money across, especially for scheduled things (bill payments, rent, etc)

Small banks are good too. I used to use a fantastic local one called First Republic where every customer had a banker they could call or email if needed. First Republic were acquired by Chase, who wanted some huge amount of money in the account (something like $200k) to get a similar level of service through Chase Private Client. I closed the account.

How’s it compare to Hoarder/Karakeep?

Because of various privacy legislation, and people not wanting Google to track them as much, they stopped syncing the data to Google servers. As someone who’s worked at big tech companies, my guess would be that storing so many people’s location history was flagged as an issue during a privacy audit.

It’s entirely local now. You can enable encrypted backups and back up the data, however you can really only have the data on one device now, and the web version is gone.

When you sign for something, they’re supposed to verify your signature against the signature on your ID, credit/debit card, etc. Companies have gotten lazy about this, though. For example, the last time a store asked to see the signature on the back of my credit card was maybe 10 years ago?

Plenty of companies don’t actually check signatures these days.

TypeScript doesn’t need the “function” keyword for a method in an object or on a class though.

const foo = {
  bar(): string {
   ... 
  } 
}

which I assume is doable because the syntax is unambiguous.

In PHP’s case, the method syntax should also be unambiguous.

There’s 29 Microcenters in the USA! One just opened near me.

The first programming language I used was Visual Basic (both VBA in Excel, and VB3 then VB6). I think it used redim to resize arrays.

TypeScript doesn’t need the “function” keyword for a method in an object or on a class though.

const foo = {
  bar(): string {
   ... 
  } 
}

which I assume is doable because the syntax is unambiguous.

PHP’s object orientation is similar to languages like Java and C#, which is what I was comparing to.

It enforces scalar types (string, int, etc) at runtime if you enable strict mode. There’s also static analysis tools like PHPStan and Psalm that will flag issues at build time.

They’re independent contractors but they’re still working for Amazon, and Amazon does the job of recruiting and training them. My point was just that they have to take responsibility rather than saying “that’s Doordash’s fault and you need to speak to them”

Can we talk about PHP functions with typehints too?

public static function foo(): string {

Practically every other language with similar syntax does this instead:

public static string foo() {

Older variants used DIM for arrays and LET for other variables. DIM was originally called that because it was setting the dimensions of the array.

In modern BASIC variants, DIM has become a backronym: “declare in memory”.

A lot of companies have moved towards using Uber or Doordash for same day deliveries.

I don’t like buying stuff from Amazon, but they’re the only company I’d trust for same-day at the moment. They directly employ the delivery drivers (via Amazon Flex) so you don’t end up with issues where Doordash and Best Buy blame each other and neither takes full responsibility.

Even if there was a signature required, the driver could just forge it.

Does your FedEx still check signatures? In my area they stopped during it during COVID and never started doing it again. Even on packages that need a direct signature, they’ll leave them without collecting a signature.

The standard window for a chargeback with both Visa and MasterCard is 120 days. Don’t let the retailers bully you into thinking otherwise.

Usually just threatening to do a chargeback, without actually doing it, is sufficient to get them to comply. Every chargeback costs the company money (usually around $10 to $50 depending on the bank) and time (dealing with the bank, collecting evidence, etc) even if they win the dispute, so they try to resolve issues without the customer involving the bank.

had to upgrade due to DDOS

If you keep getting DDoS attacks, then I’d recommend getting DDoS protection from your hosting provider, or using Cloudflare. A lot of hosting providers can provide DDoS protection if you pay a bit extra per month.