Not a glamourous one but at 14 my dad said to me « open a 401k » (or equivalent in your country). I laugh at him thinking I was better. Now I’m old and poundering why I didn’t listen to him.
Don’t put all your saving in it maybe a couple of buck a little bit at a time but when you’ll be my age you’ll have a tidy some hopefully to reduce some financial stress
Have fun too, don’t forget that one
We had this and emergency tampon in every bathroom on my campus … and the uni thought it was to pricy, now it’s only empty dispenser