I mean, in the case of changing values of currency, physical money isn’t changing anything there. As a Canadian forced to buy many things in USD I am constantly suffering from exchange rate changes which is similar. Money retains the same value in country though unless something goes really wrong at the bank of Canada. This is riskier because of trade and how interdependent nations are today.
I’m not a financial expert here, so some of the things you hit on in your reply I am not familiar with. I’ve never used GICs. RRSPs however can be invested, or sit in cash non-invested. Its the same account type either way.
Some, like BMO Investorline, will charge for it to sit in cash (Investorline charges you $100/month) - BMO Smartfolio won’t let you put things in cash, they say they aren’t setup for that.
I ended up moving my RRSP to an RRSP with my credit union. Its getting moved to an RRSP but it will sit in cash hold, uninvested, until such time as I am ready to put it back into the market. I did this before the 2020 dip as well. You can avoid the bubble popping this way. It doesn’t need to stay on the market.
In Canada at least you can have the funds pulled from the market and put in cash hold until you are comfortable with the market for RRSP/RESP.
Some banks will try to tell you you cannot do this or will charge you $100/month to keep it in cash. If they do, go to another institution and get it moved there. Many credit unions offer the same accounts with zero charges for holding cash.
Much better, aside from some residual health issues from the visit.
Was in the hospital for two months with mono. In ICU on a respirator for 4 weeks of that.
Was fired from my job, evicted from my apartment, and my girlfriend at the time decided to cheat on me while I was in there.
Good times.
Alfalfa
It says “seen over” which means in the sky, not sure why people keep guessing things on the ground.
It looks like either something leaving or reentering the atmosphere. Could be yet another Starlink sattelite deorbiting.
That’s fair, and people will use things different than the intention of the thing if it suits them. My point was more to highlight that you cannot group all things where buying and selling happen as “marketplaces” and expect the same protections/moderation etc.
This new tool is to replace the local ads/garage sale like equivalents with something self hosted. EBay is not one of these, regardless of how people choose to use it. As an auction site it is on a different level in both functional and legal experience. You cannot expect that from Craigslist, Facebook Marketplace Kijiji, or you local newspaper ads or garage sales.
But a classified ad site is not a marketplace, and that’s where we need to be mindful of the distinction.
EBay is an exception here, its also not a classified ads site.
EBay is an auction house. Auction houses have stricter rules.
Classified ads is you grandma posting her VCR for sale, or selling your used boat locally. Its a parallel to a newspaper classified section. There has never been any control on sites like this other than “buyer beware”. Craigslist, Kijiji and Facebunk Marketplace are all classified ad equivalents and have zero guarantee or protections usually.
Given these are meant to be local ads, the onus is on the buyer to go to the sellers house and verify what they are buying.
Oh right, good catch. That’s me shell scripting while in a meeting. 🫠
'I don\'t know what you mean, I\‘ve never encountered any annoyances.’
I can… But too much panning. Still hard on my eyes due to the proximity. My eyes are only bad up to about 3 feet from my face, and then they get better that most.
I hate consuming anything on a phone, prefer a monitor I can sit back from, or a TV.
I got to Waldo and said “not with these eyes on a phone.”
So mental warfare in this thing too. It required me to deselect tomatoes.
Zimaboard.
Nextcloud Cooking app
This. Its a bit slow but the auto import is a life save and the app is really nice with the ability to easily scale the portions or keep the screen awake.
I’m Canadian and I meet all these sterotypes.
Then again, I am mostly Scottish Canadian, and 1/4 Irish.
AI is opening so many security HOLES. Its not solving shit. AI browsers and MCP connectors are wild west security nightmares. And that’s before you even trust any code these things write.