You’re conflating voice calls with video calls. I don’t think Video calls are legal while driving anywhere.

I have been using Everydollar for a few years, without paying for the bank integration and other stuff. It’s from Dave Ramsey

The good:

Free if you don’t want bank integration/automatic data pulling

Relatively simple interface

Website based

The Bad:

Assumes a zero-based budget

Tries to force an app if using a mobile device

Sinking funds are implemented in an odd way