I turned 20 a couple of weeks ago but yet i have no skills that i would consider useful, im not even sure to with my life or what degree to study?
I just want to know what i should be doing or learning at my age that is helpful for me and people close to me. does it matter?
Basic investing. The short version is you want to regularly put a portion of every paycheck (5%+) into index funds. Leave them there for decades.
If you have credit card debt, get that paid off first. 8% per year looses to 27% interest. ;p